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Enverije is in her early 60s and lives in the southeastern part of Albania where winters are very snowy. She is married and has three children who are married and have their own families as well.

The region where she resides is famous for growing golden and red delicious apples, and they have a brand name. So, Enverije has been involved in this type of agriculture for the last ten years, growing apple trees and selling the harvest. She has been working alone, without any help, because her husband has been ill for the past years.

Enverije is requesting this loan to buy organic treatment for the trees, in order to spray them against bugs and also to treat them before the caterpillars begin to leave their nests.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 14
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 103.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Enverije to buy organic treatment for the apple trees.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Feb 1, 2013
Currency Exchange Loss:
Jul 17, 2014