Edgardo is 45 years old and lives on a small parcel of land with his wife and two children who attend school. They are also learning the family business. Edgardo raises and sells cattle. He also raises corn, beans, and sugar cane that he uses to make sugar and different drinks. He sells the basic grains to different grain suppliers, stores, and markets and it’s very stable work. Edgardo wants to increase his earnings and improve his business, so he is asking for this loan through INTEGRAL, to buy seeds, pesticides, compost and tools to plant his crops. He also wants to buy more livestock.
Edgardo de 45 años de edad, reside en una pequeña parcela junto a su esposa y dos hijos quienes estudian y así mismo aprenden el oficio familiar. Edgardo se encarga de crías ganado vacuno para posteriormente comercializar, así mismo realiza la siembra de maíz, frijoles y caña de la cual elaboran la azúcar y diferentes bebidas. Los granos básicos los vende con diferentes almacenes de cereales y así mismo en tiendas y mercados, por lo que es un trabajo bastante estable. Edgardo con la ilusión de mejorar sus ganancias y así mismo mejorar su negocio, solicita un préstamo a INTEGRAL, con el cual pueda comprar semillas para sembrar, pesticidas, abono y herramientas para realizar la siembra, así m ismo para comprar más ganando.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.