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Miriam, age 50, is married and has three grown children. She lives in the city of Managua south of the León area. She is known for being a hard-working and responsible woman. She has had to work hard in her life in order to get ahead.

It is thanks to her spirit and her great desire to get ahead that she has a business selling curds at her house and in an itinerant manner. Miriam’s daily routine is working ten hours a day under the hot sun with a basket of about 20 kilograms, and she travels the streets of her community. However, she does this business activity with a lot of desire because it has been the way to support her children.

The loan is to invest working capital and stock her business of buying and selling curds. She will do this in order to be able to increase her income in the near future.

Miriam is grateful to the Kiva lenders for the help they give to people with scarce resources in poor countries like Nicaragua so that they can have a decent way of earning a living.
View original language description ↓
Mirian de 50 años de edad, casada con tres hijos mayores, vive en la ciudad de Managua. Lugar que está ubicada en la zona sur de León. Se caracteriza por ser una mujer trabajadora responsables, la cual ha tenido que luchar duro en la vida para salir adelante.
Gracias a su espíritu y sus ganas de salir adelante es que tiene por actividad económica la venta de cuajada de su casa y de forma ambulante. La rutina diaria de Mirian es trabajar unas 10 horas diarias bajo el intenso sol, con una pana de unos 20 kg, la cual recorre las calles de su comunidad. Pero actividad que la realiza con muchas ganas ya que ha sido su forma de darles el sustento a sus hijos. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de cuajada, para que un futuro no muy lejano poder aumentar sus ingresos. Mirian agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 80
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Miriam to buy curds to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 27, 2013
Currency Exchange Loss:
Jun 18, 2013