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Nazlu lives in Nalbandyan village of Armavir region with her two sons and together with them, Nazlu is involved in agriculture.
They cultivate tomatoes and have a vineyard. Nazlu's sons sell the harvested products in the local markets and get some income. But unfortunately their vineyard is very old and needs to be renovated.

Nazlu has applied for this loan to renovate their vineyard. This will enable them to gather grapes and sell them.

Nazlu will use part of the loan for purchasing two steers and forage for feeding them. She hopes that the expansion of her agricultural activities will give her an opportunity to earn a lot of income.

The loan is very important for Nazlu and her sons to be able to improve their living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Nazlu to pay for two steers, forage for feeding them, and renovation of the vineyard.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Jan 26, 2013
Currency Exchange Loss:
Dec 17, 2014