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José Norberto

Update on José Norberto

Jose is 51 years old, is married, and has four children. Only two live with him. He has been doing farm work from a young age and began with his parents and brothers. When he married he began working on his own and also buys and sells livestock. He buys his supplies in the city located four kilometers from her house. He then must pay for a vehicle to take them home.

He is asking for this loan through Fundación Campo to buy two dairy cows. With this he hopes to improve his family income and be able to feed them better, including milk and its derivatives. His goal is to have more dairy cows so he can sell the products.
View original language description ↓
Don José tiene 51 años de edad, esta acompañado y tiene cuatro hijos de los cuales solo dos viven con él. Desde muy temprana edad realiza trabajos agrícolas, empezó junto a sus padres y hermanos. Cuando se acompaño, inicio a trabajar de manera independiente; también empezó a comprar y vender animales. Los insumos agrícolas para sus cultivos, los adquiere en una ciudad que esta a cuatro kilómetros de su casa, luego para trasladarlos debe de pagar un vehiculo para llevarlos a casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar dos vacas lecheras. Con esto espera mejorar los ingresos de la familia, así como la alimentación ya que incluirá la leche y sus derivados, su propósito es poseer más vacas lecheras para vender el producto.

Previous Loan Details

José, 50 years old, lives with his life partner, has 2 children and is responsible for providing for his family. Ever since he was a young boy, he has worked buying and selling livestock, as his father did before him. On days when he is selling, he gets up very early as this type of work is carri... More from José Norberto's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 553
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Norberto to buy dairy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 23, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014