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Guadalupe Mariela
Guadalupe Mariela is a native of the department of Masaya. Her nuclear family is composed of four people: her mother, her husband, and one daughter who is still a minor.

At 37 years old, Guadalupe Mariela has her own business. She explains that because the economic situation was not very good, she resolved to start her own business. She saw that traveling to other countries was profitable, and she decided to travel to San Salvador, in Nicaragua's sister country, El Salvador. Her travel consists of buying merchandise like pottery, rocking chairs, wall art, single and double hammocks, and other items at home in Nicaragua, and then traveling to San Salvador. When she comes back, she brings merchandise like perfume, silver jewelry, and a variety of clothing for men and women. She sells what she brings back to her customers who live in Masaya and who sell in the municipal market.

Thanks to her efforts, she has been in this business selling her products for six years already. She is an enterprising woman with a strong desire to improve herself, to grow her business more, and to give her family a better quality of life.

Currently, she needs to buy merchandise to stock her business with the goods that people are asking for. These include the items already mentioned as well as Avon products, Zermat perfume, and a variety of clothing like blouses and pants, so that she can earn a better income.
View original language description ↓
Guadalupe Mariela, originaria del departamento de Masaya,Su núcleo familiar es de cuatro personas, la mama, el esposo y una hija menor de edad, con 37 años de edad, posee su negocio propio, manifiesta que a raíz de que la situación económica no estaba muy bien, se resolvió a emprender su negocio y vio que se ganaba bien viajando a otros países y decidió en viajar a nuestro país hermano San salvador, este consiste en compra la mercadería aquí en Nicaragua tales como cerámica de barro, sillas abuelitas, cuadros pintados de pared, chinos de manilas, hamacas unipersonales y matrimoniales. Luego viaja hacia San Salvador y cuando viene de regreso también trae mercadería como perfumen, joyas de plata y ropa variada estos para varón y mujer, y ofrecerlas a sus clientes radicados en Masaya y que venden en el mercado municipal.
Gracias a su esfuerzo ya tiene 6 años en el mercado comercializando sus productos, ella es una mujer emprendedora y con muchos deseos de superar, crecer mas en su negocio y darles una mejor calidad de vida a su familia.

Actualmenye ella Necesita comprar una mercadería para surtir su negocio y del cual le estan demandando, entre los que se mencionan, productos de la Avon y la zermat (perfumeria), y ropa como blusas y pantalones variados, de tal manera que le de mejores ingresos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,249,100
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Guadalupe Mariela to purchase Avon products along with a variety of pants and shirts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Jan 25, 2013
Currency Exchange Loss:
Mar 17, 2014