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Heriqnaz is from Bayandur village and is involved in agriculture. She owns a farm which currently includes 3 cows, 6 pigs and 22 chickens. She gets milk, which she uses in cheese production and beef which she sells in the local market. Herqinaz also cultivates wheat and sells the gathered harvest.
Heriqnaz lives with her husband, mother-in-law, son and twin daughters. Agriculture is the only source of income for this big family. Heriqnaz's monthly income is enough only for covering family's basic needs.
Heriqnaz has applied for this loan to pay for forage to feed the livestock.
The loan is very important for Heriqnaz to be able to earn more income and improve her family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Heriqnaz to pay for forage to feed the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Jan 26, 2013
Currency Exchange Loss:
Sep 17, 2013