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Venicia Dionisia

Update on Venicia Dionisia

Venicia, 56, is single; her five children are all independent adults. She’s been able to cover her expenses and repay loans she’s used to install her living room ceiling by means of her work as a caretaker at a university and also by renting out rooms to students. Now she wants to improve the quality of the rooms buying doors and windows to provide better customer service. She hopes to continue being able to rely on home improvement loans. Her future plan is to build more rental rooms to increase income to better support herself economically.
View original language description ↓
Doña Venicia tiene 56 años es soltera sus 5 hijos son mayores de edad e independientes, con su trabajo de conserje en una universidad y también con el alquiler de cuartos a estudiantes, ha salido adelante con sus gastos y pagos de créditos que ha utilizado para cambiar entechado de su sala y ahora desea mejorar la calidad de cuartos comprando puertas y ventanas para el buen servicio de sus clientes, espera seguir contando con apoyo de financiamientos para mejorar su casa, sus planes futuros es construir más cuartos para alquilar y poder aumentar los ingresos que le ayuden a sostenerse económicamente.

Previous Loan Details

Venicia is still working as a caretaker and still has her business renting out rooms. She’s done supporting her children and she’s separated from her husband. With her savings she managed to build the rooms she has now which are part of her income. She will be doing some roof maintenance r... More from Venicia Dionisia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 55
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Venicia Dionisia to buy doors and windows.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 1, 2013
Currency Exchange Loss:
Apr 16, 2014