A loan of $400 helped to buy lumber at wholesale.

Joel Nehemias's story

Joel Nehemías, 42, lives with his life companion and their children in his own house. He has a small carpentry shop where he manufactures tables, chairs and benches, among others. He’s very well known in the location and has been in business several years. He’s gained much experience which leads to the best profits. He’s acquired a large clientele because many people prefer him and recommend him because they know that he makes everything with top quality materials; in addition his prices are good and service is unequalled, always at his customers’ disposal.

Joel is devoted to his work, energetic, and very motivated because he loves his work. He has many goals to reach and knows that the only way to reach the success he so desires is with all his effort and valor.

Demand has increased in recent months which has moved him to make a new investment but he does not have sufficient capital to do so which is why he’s asking INTEGRAL for a loan to buy lumber at wholesale, etc. Joel Nehemías has good payment references and is sure that he will be able to repay the loan while he’s confident that he’ll be able to give his family a better quality of life like they deserve.

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Translated from Spanish by Kiva volunteer Polliz

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