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Digma Jenniffer
Digna is 36 years old and lives in Guadalupe. Guadalupe has many tourist attractions and also is known for its agriculture. They grow products such as rice and lemons, among other items.
Each day Digna works in her small photocopying and typing business. She works about nine hours a day and some days she has customers for ten hours. She believes she is progressing with her business because she is friendly to her customers and has a strong desire to succeed.
She is thankful for the loans from KIVA, as thanks to their support she is able to buy supplies such as paper and toner for the copier at wholesale prices. This is how she can have the necessary supplies to develop her business and to reach her greatest dream, “to have her own house”.
View original language description ↓
Digna tiene 36 años de edad, la vivienda donde ella habita se encuentra en la ciudad de Guadalupe, la cual posee muchos atractivos turísticos, asi como tambien se desarrolla la agricultura, en especial se cultivan productos como arroz, limones, entre otros.

Día a día Digna trabaja en su pequeño negocio de fotocopias y tipeos, ella labora en su negocio alrededor de 9 horas al día y puede atender hasta 10 horas al día; ella cree que está saliendo adelante en su negocio porque es muy amable con los clientes y sobre todo porque tiene muchas ganas de salir adelante.

Digna está muy agradecida con los prestatarios Kiva ya que gracias al apoyo que le han brindado ella podra comprar insumos como hojas bond al por mayor, tóner para impresoras al por mayor, micas, entre otros. De esta manera ella podrá tener los insumos necesarios para poder desempeñar su trabajo y así poder seguir luchando para poder hacer realidad su mas grande sueño:” Tener su casa propia”

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Digma Jenniffer to buy materials such as paper and toner at a wholesale level.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Feb 1, 2013
Currency Exchange Loss:
Feb 21, 2014