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Jose Manuel

Update on Jose Manuel

Manuel is a very entrepreneurial farmer with a great desire to excel. He raises corn and beans, which he needs to maintain using fungicides, insecticides, and fertilizers, and it is for the purchase of these supplies and seeds for these crops that he is applying for a loan of 1,400,000 colones. Manuel depends on this work to sustain his family. He states that through this financing he will be able to advance economically.
View original language description ↓
Manuel es un agricultor muy emprendedor y con grandes deseos de superación, cultiva maíz y frijoles a los cuales necesita darle mantenimiento con fungicidas, insecticidas y abonos, y es para la compra de estos suministros y semillas de estos granos que está solicitando un crédito de un millón cuarenta mil colones
(¢, Manuel depende de esta actividad para sostener a su familia, manifiesta que por medio de este financiamiento saldrá adelante económicamente.

Previous Loan Details

Manuel is a 61-year-old man living with his wife and children in La Fuente, Cartago Province. The main drainage system for this zone is the Reventazón River whose source is Cuericí Hill. Because of the fertility of its volcanic and alluvial soil, Cartago is a population center that has farming ... More from Jose Manuel's previous loan »

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,719,900
    Funds lent in using Kiva
  • 504.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Jose Manuel to buy seeds and agricultural supplies.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 8, 2013
Currency Exchange Loss:
Aug 17, 2015