A loan of $700 helped to buy poultry birds.

Zippy's story

Zippy lives in the Eldoret area of Kenya, which is the training ground for many of Kenya's Olympic runners. She has 3 children and has been farming for 15 years. Her primary income sources are milk, eggs, and crops.

She stated what is most enjoyable about farming is keeping poultry and dairy cows! Her biggest challenge is being able to feed the birds due to high costs of feed. Animals on the farm have been given the names of 'mrembo nand maua". She will use the loan to buy poultry birds.
Zipporah was asked why she chose Juhudi Kilimo for this loan, to which she replied that she learned of Juhudi from a friend. This client was also asked what was learned during Juhudi's required micro-finance training session and she replied that she has leared how to boost working capital through micro finance.

Her highest monthly expense is farming costs. When asked 'How will this loan benefit your family?', Zippy replied that it will bring increased income from poultry sales.

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Zipporah owns the following: 'cow, poultry, and automobile' but does not own 'pig, pump, bicycle, or motorcycle'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, solar power, running water, and tv, but does not have 'electricity, sewing machine, or DVD'.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details