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Yosef, 21, is from Beregovo. He has worked since boyhood, earning money to support himself and his parent. Currently he works at a company that makes clothes. Yosef needs 6000 hrivnas for a driver's license. Yosef has never wanted to live off of his parents, and never expected that they would get him a car. He saved his own money and bught the car himself. Now he would like to get a driver's license but has to wait again until he gets enough money. So he has decided to take out a loan. Having a car will enable Yosef and his family to solve all kinds of transportation problems, since right away it will become a lot easier to get to the city from the village.
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Йожеф – из Берегово. Ему 21 год. Он с молодости работает, зарабатывая средства для содержания себя и своих родителей. На данный момент он работает на фирме по производству швейной продукции.
Сумма в 6 000 гривен понадобилась Йожефу для того, чтобы оформить права на вождение машины. Йожеф никогда не висел на шее родителей, не ждал, что родители приобретут для него автомобиль. Он сам накопил денег и купил машину. Теперь вот он хотел бы оформить права и чтобыне пришлось снова ждать, пока получится скопить денег, решил взять для этого кредит. Появление автомобиля поможет Йожефу и его семье решить разные транспортные вопросы, ведь сразу станет легче добираться до города из села.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jozhef to get a driver's license.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 29, 2013
Currency Exchange Loss:
Oct 17, 2013