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Hafiza turned to MDO "Arvand" to receive a loan to increase her livestock count. She keeps several heads of livestock at home. This is her main job; in their region raising livestock and growing crops is very realistic, and this is why she takes this business seriously in order to feed her family. She has a big family and there is not enough work for everyone in the village, many travel to Russia to earn money, but Hafiza does not want to send her family to a foreign country and tries to feed them herself. This is why she would like to get a loan from Arvand to buy several heads of livestock and to continue to grow her business. Hafiza is very grateful to Arvand for the financial support and help.
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Хафиза обратилась в МДО «Арванд» для получения кредита, чтобы увеличить поголовье скота. Она содержит дома несколько голов скота. Эта основная ее работа, в их регионе откорм скота и выращивание сельскохозяйственных культур являются очень актуальными, поэтому она в серьез занимается этим делом, чтобы прокормить свою семью. У нее большая семья и работа в кишлаке хватает но не на всех, многие уезжают в Россию на заработки, но Хафиза не хочет отправлять свою семью в чужую страну и старается сама их прокормить. Для этого она хочет получить кредит в Арванде чтобы купить несколько голов скота и продолжить развивать свой бизнес. Хафиза очень благодарна
организации Арванд за финансовую поддержку и помощь.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 254
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Hafiza to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2013
Jan 28, 2013
Currency Exchange Loss:
Jul 17, 2013