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Yulduzoi applied to MDO Arvand for a loan to developing her business. She is single and lives with her father. She raises livestock by her home. In the past, she used to raise livestock together with her father, but now her father has aged and is no longer able to continue this work. Therefore Yulduzoi has to take care of the livestock on her own, in order to support the household. She buys and sells livestock on her own. She really likes this business as it brings in a good income. This is the sole source of income in the household. Yulduzoi did not pursue her studies as her family had financial difficulties, and she had no choice but to raise livestock. Yulduzoi is a very punctual and responsible young woman. She plans to use this loan to buy livestock and increase the headcount. She counts on Kiva’s financial support and thanks you in advance.
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Юлдузой пришла в МДО Арванд, чтобы получить кредит для развития своего бизнеса. Она не замужем и живет с отцом. Она содержит скот дома. Раньше она с отцом откармливала скот но сейчас ее отец состарился и не может этим делом заниматься, поэтому Юлдузой приходиться откармливать одной для содержания семьи. Она сама покупает и продает скот. Ей очень нравиться этот бизнес так как дает хороший доход. Это единственный доход в семье, она не училась так как были финансовые трудности в семье и вынуждена заниматься только откармливанием скота. Юлдузой очень пунктуальная и ответственная девушка.
На полученный кредит Юлдузой планирует купить скот и увеличить поголовье скота. Она надеется на финансовую поддержку от организации Кива и заранее благодарит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Yulduzoi to buy cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 19, 2013
Jan 28, 2013
Currency Exchange Loss:
Aug 17, 2013