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Hard work and patience is the guiding principle of Luzviminda in running her home-based store. She offers different kinds of soap in her store, such as powder soap, bar soap, detergent, and fabric conditioner. She also offers soft drinks. She started her business one year and seven months ago. She tells us that she generates an income of PHP 2,500 monthly.

Determined to increase the products she offers, she has decided to ask for financial support amounting to PHP 8,000, which will allow her to buy ten liters of Joy, ten liters of Downy fabric conditioner, six boxes of bar soap, five kilos of chlorine, detergent soap, and soft drinks for her home-based store.

Luzviminda and her spouse believes that her soap business will continue to grow so that they can improve their living conditions and set aside savings for emergency purposes.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 401
    View loans »
    Philippines Loans Fundraising
  • $69,611,525
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Luzviminda to buy soaps, detergents, and soft drinks to offer for sale in her home-based store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 30, 2013
Currency Exchange Loss:
Jul 17, 2013