Joan is 30 years old and married with 2 children.
Joan works hard to provide for her family. She runs a buy and resells charcoal in the Philippines and has requested a PHP 21000 loan through NWTF to purchase additional sacks of charcoal to sell.
Joan has borrowed and paid 6 loans from NWTF before this loan. She has been trading in charcoal for 5 years and also earns an income from rice retailing.
Joan aspires to build and expand her business to secure the financial stability of her family.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.