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Magdalena is 52 years old. She lives together with her life partner and children. Magdalena owns a little shop/bookstore, where she sells items such as toys, pens and notebooks. She has had this business for some years now, which has given her valuable experience and good profits.

She works at home. Her customers are mainly neighbors and she has a great customer base. Her customers prefer her because everything she sells has the best quality and price, but most of all because of the good service she offers. Magdalena is an enterprising woman with a strong will to get ahead in life; she is always searching for new opportunities that might lead her to success.

As the good saleswoman she is, she wants to expand her business and invest in it. However, for that she needs capital and that is why she requested a loan at INTEGRAL, to buy notebooks, paper, toys, etc. Magdalena has a good financial record and she is sure that she will be able to pay the loan. She hopes to give her family a full life.
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Magdalena de cincuenta y dos años de edad vive junto a su compañero de vida l y sus hijos; ella posee un pequeño bazar y librería donde vende diferentes artículos como juguetes, lapiceros, cuadernos, entre otros, tiene varios años con el negocio y eso le ha regalado experiencia valiosa que le permite obtener las mejores ganancias, comercia desde su vivienda a todas las personas de la localidad, tiene mucha clientela pues la prefieren porque todo lo que vende es de primera calidad, a buen precio pero sobre todo con un servicio excelente; Magdalena es una mujer emprendedora con muchas ganas de salir adelante, siempre esta a la expectativa de nuevas oportunidades que le abran camino al éxito, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero para ello necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar cuadernos, papel, juguetes, etc. Magdalena tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez tiene la esperanza que podrá darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 675
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Magdalena to buy notebooks, paper and toys for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 12, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 21, 2014