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Update on Jamiyla

For Jamiyla this is the third Kiva loan. She really liked this loan program as it substantially improved welfare of her family. Jamiyla also liked discounts provided by "Bai Tushum and Partners" for borrowers of this loan product. She would like to thank everyone who supports her and helps overcome life's challenges.

This time Jamiyla applied to Microfinance bank "Bai Tushum and Partners" for a loan of 100,000 KGS. She's planning to use the loan proceeds to buy 2 cows, and thus increase her income from sales of milk.
View original language description ↓
Для Жамили это третий кредит от КИВА. Ей очень сильно понравилась данная программа, данный проект существенно улучшил благосостояние её семьи. Еще ей понравились льготы который предоставляет банк "Бай Тушум и партнеры" для заемщиков данного проекта. Она хотела бы поблагодарить всех кто её поддерживает и помогает преодолеть все жизненные заботы.
В этот раз Жамиля обратилась в Микрофинансовый банк "Бай Тушум и партнеры" за кредитом в размере 100,000 KGS. На заемные средства она планирует приобрести 2 коровы, тем самым сможет увеличить выручку от продажи молока.

Previous Loan Details

Jamiyla R., 34, is a farmer and married with five children. Her husband Mederbek helps her and also supports the family by working as a builder. Her family has been engaged in breeding cattle and land cultivation since 1998. They started it with 30,000 KGS of capital and managed to raise it to pr... More from Jamiyla's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Jamiyla to purchase two milk cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Jan 30, 2013
Currency Exchange Loss:
Feb 17, 2014