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Kayirkan and her family live in the village of Sovet-Say, in the high mountains of southern Kyrgyzstan. She is 45 years old and the mother of one son who attends school.

In order to provide a source of income for her family, Kayirkan got involved in animal farming. She started in this business in 1990 with an initial capital of 1,500 som (KGS). She now owns two dairy cows, 15 sheep and three young bulls, and she makes close to 12,000 som (KGS) per month from the sale of milk and the resale of livestock.

In order to further develop her farming business, Kayirkan has turned to Bai Tushum & Partners for a loan of 60,000 som (KGS). She will use this loan to buy more livestock. She is planning to reinvest her revenues from this loan into the expansion of her business and the construction of a barn. The family's long term plans include buying a car and repairing their house.
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Кайыркан со своей семьей живет в одном из высокогорных сел Кыргызстана – селе Совет-Сай,что что на юге страны. Ей 45 лет, воспитывает 1 сына который учится в школе. Кайыркан в качестве источника дохода для семьи занимается животноводством. Начатое со стартовой суммы в 1,500 сом (KGS)в 1990 году на сегодняшний день хозяйство насчитывает 2 дойные коровы, 15 голов овец, 3 бычка, и приносит около 12,000 сом (KGS) в месяц от продажи молока и перепродажи скота. В целях дальнейшего развития своего бизнеса, Кайыркан обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов скота. Доходы Кайыркан планирует вложить в увеличение хозяйства и построить сарай. В стратегические планы семьи Кайыркан входит, покупка машины и ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 55
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Kayirkan to buy some cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Jan 27, 2013
Currency Exchange Loss:
Aug 17, 2014