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Heng's Group
In this Group: Heng, Po
Heng is 39 years old. She is the mother of four children. She financially supports two of her daughters who are still in school.

Heng is one of the breadwinners for her family. She manages two hectares of rice-growing farmland and two hectares of bean-growing farmland.
She has engaged in this business for 10 years and is able to earn up to 25,000 KHR per day.

This is Heng's fourth loan cycle with VisionFund, Kiva’s partner. Past loans have been fully repaid. Now Heng is applying for a loan with a fellow group member. She is requesting a loan of 1,400,000 KHR for the new cycle. Heng is going to use the funds to pay a rice reaping fee as well as to purchase fertilizer and insecticide. She hopes that she can collect her yield on time and make more income to pay for her children’s education. Her fellow group member is requesting a loan of 1,200,000 KHR.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 79
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • 3,983.3
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Heng's Group's $675 loan helped a member to pay a reaping fee and buy fertilizer and insecticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Mar 1, 2013
Currency Exchange Loss:
Jan 18, 2014