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Sona's Group
In this Group: Sona, Ratha
A mother of three kids who are students residing in Battambang province (Cambodia), Sona is 36 years old and a local farmer who grows rice and sesame as her main sources of income. She has been involved in her business for five years.

Sona is leading this fourth-time borrowers group consisting of two female members including her, to apply for a new loan. The past loan that she has fully paid back has helped to keep up a good pace of her lifestyle to cover her daily consumption. Now, the total loan amount of her group is 8,000,000 KHR.

Sona, whose loan portion is 4,000,000 KHR, will use her portion to buy fertilizer for her cash-crops. She hopes to increase her income so that she can keep all of her children in school until tertiary level.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 157
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • 3,983.3
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sona's Group's $2,025 loan helped a member to buy fertilizer for her cash-crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Mar 1, 2013
Currency Exchange Loss:
Jul 17, 2014