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This is 31-year-old Kadiatu. She is married, and has two children aged four years and six months. One is a school-going child. She has two additional dependents, who live with her because they are fostered.

In 2006, Kadiatu established her household utensils business. She began her business because though she completed tertiary education and taught for two years, the low salary she got made her decide to engage in business.

The business has now grown from a stall to a shop. Working seven days a week and 11 hours a day, she earns about SLL 2,650,000 every month from this business. She would like a loan of an amount of SLL 4,000,000. Kadiatu has already received and successfully repaid one loan, and now requires a new loan in order to buy bowls, spoons, stoves and drinking buckets.

In the future, Kadiatu plans to open another shop, educate her children, build a house and become an international business woman. This loan will help to bring additional income to the business. Sometimes the items will go missing or get damaged in travel. She is a hardworking and devoted business woman. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,329.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Kadiatu to buy bowls, spoons, stoves and drinking buckets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 25, 2013
Currency Exchange Loss:
Dec 17, 2013