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Lydia Junieth

Update on Lydia Junieth

Lydia Yunieth, 32, is a young, single woman mother of three children who are 5, 9 and 12 years of age. The two oldest attend primary school. She’s sold merchandise for six years especially new clothes from place to place in markets and streets where she lives. She learned the occupation from her mother and started the business with her own funds. One of her goals is to stay in business and increase her inventory more since she sells on both credit and for cash and collects on her investment weekly or biweekly. She’s been improving it by means of loans she’s gotten and is thus able to provide a better future for her children. Lydia is very grateful for the help Kiva lenders have given people of scarce resources and to poor countries like Nicaragua.
View original language description ↓
Lydia Yunieth es una joven mujer de treinta años de edad, soltera, mamá de tres niños de 5, 9 y 12 años de edad, los dos mayores están en la escuela primaria; desde hace seis años se dedica a la venta de mercaderia en general especialmente en la venta de ropa nueva de manera ambulante en mercados y en las calles de la comunidad en la que habita, el oficio lo aprendió de su madre e inicio su negocio con fondos propios. unas de sus meta es continuar con su negocio al igual que incrementar mas su inventario, ya que ella distribuye el producto el cual da al contado y al crédito y recupera semanal y quincenal lo invertido. ella ha ido mejoran dolo a través de créditos que ha adquirido y así poder brindarle un mejor futuro a sus hijos. Lydia esta muy agradecida con la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua

Previous Loan Details

Lydia Junieth is an entrepreneur who has been supported so that she can invest in her business by buying products for her clients since she has orders to fill for her customers. She conducts her business as a traveling salesperson. She has been working with Fundación León 2000 where she received ... More from Lydia Junieth's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Lydia Junieth to buy clothes and cosmetics to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 24, 2013
Currency Exchange Loss:
Feb 17, 2014