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Ms. Noor had a difficult time after her husband's business failure. Two years ago, she began a beauty parlor in her house for people living around her house. She uses her income to support her entire family. She offers many services like hair cutting, makeup and facials to her customers. She has become very famous in her street by providing best services. As customers' demands are increasing day by day, she is interested in buying a variety of cosmetics products for the parlor. However, these days she is facing a financial problem of low cash on hand. This compelled her to contact Kashf Foundation to apply for her first loan.

Ms. Noor needs a loan of 20,000 Pakistani rupees (PKR) to buy more products for hair treatments and skin care and bleaching and whitening creams in large quantities. She is hoping to attract more customers over time which will ultimately help in generating more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 266
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Noor to buy more products for hair treatment and skin care and bleaching and whitening creams in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014