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Gulruhsor is 32 years old. She is married and is raising 2 children. The children are 5 and 7 years old. Gulruhsor needs to provide for her children mostly alone, because her husband moved to the Russian Federation and is a migrant laborer. Gulruhsor would like to start her own business to earn an income and provide for her children.

With this goal she has taken the course "Get Ahead," organized by the National Association of Business Women of Tajikistan and earned a certificate. She received a lot of new information from this course and is now able to start her own business. She plans to start a livestock business as her place of residence is well located for raising livestock. She plans to use her income to provide her children with a good education and new technology. She is asking for a loan of 4000 somoni to purchase livestock in order to start a new business. She is waiting for your kindness.
View original language description ↓
Гулрухсору 32 года. Она замужем и на воспитании имеет 2 детей. Детям 5 и 7 лет. Гулрухсор должна обеспечивать детей в основном сама, так как ее муж уехал в Российскую Федерацию, и является трудовым мигрантом. Гулрухсор хочет организовать свой бизнес для получения дохода и обеспечения детей.
С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. От данного курса она получила много новых информаций, и теперь она в состоянии организовать свой бизнес. Она планирует организовать бизнес скотоводством, так как ее место жительства весьма благополучна для скотоводства. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и новыми технологиями. Она запрашивает займ на сумму 4000 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,077,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gulruhsor to buy cattle to start new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Jan 27, 2013
Currency Exchange Loss:
Jan 18, 2014