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Irma, 37 years old, is married and lives with her husband, parents-in-law, two children and the child of her sister-in-law. The family's main source of income is agriculture. They own a plot of the land, where they grow potatoes, maize and haricots. The harvested products are sold locally. Irma is a very hardworking young woman with a great desire to get ahead. Irma requested a loan for the purchase of a milk cow. The family will start a dairy business which will allow Irma to produce cheese. The cheese will be sold at the local open market and this will increase the family income. Irma plans to make some savings and invest in the further development of her farming activities.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Irma to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014