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Update on Judith

Judith is 29 years old, married and has two children. She describes herself as a focused woman. She operates a school where she provides education for children. She has been involved in this business for two years. Her business is located in a viable business area and her primary customers are residents from the nearby town. She describes her biggest business challenge to be delayed payment from students' parents and guardians. She will use the KES 50,000 loan to buy teaching kits. Her business goal is to expand her school within five years. She hopes that in the future, she will own land. This is her second loan with SMEP DTM. She was able to pay her previous loan of KES 20,000 successfully.

Previous Loan Details

Judith is a married woman. She has 2 children, ranging in age from 5 years to 15 years. She describes herself to be kind, honest and God-fearing. She operates a school where she provides education. She has been involved in this business for 1 year. Her business is located at a highly populated ar... More from Judith's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 432
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 87.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Judith to buy teaching kits.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Jan 24, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Judith. It was first posted on Kiva on Jan, 2012. Learn More