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James Steve
James is 28 years old and is married with one child. He has been selling cosmetics and nutritional supplements in a corner of the square for the past year and five months.

Unfortunately, James finds himself constantly out of stock because he must first sell all of his merchandise in order be able to restock. This is due to his lack of capital. James wants to use this loan in order to increase the amount of merchandise he keeps in stock. He plans to save his income not only to expand his business, but also to provide for his family.
View original language description ↓
James est un homme de 28 ans, marié et 01 enfant. Il commercialise des produits cosmétiques et compléments nutritionnels dans un coin de la place depuis 1 an et 5 mois. Il se retrouve constamment en rupture de stock parce qu'il est obligé de faire écouler tout le stock pour pouvoir s'en procurer à cause de la petitesse de son capital. Il souhaiterai renforcer son stock de marchandises. Il économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 4
    View loans »
    Cameroon Loans Fundraising
  • $1,304,200
    Funds lent in using Kiva
  • 492.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped James Steve to purchase a supply of cosmetics and nutritional supplements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 24, 2013
Currency Exchange Loss:
Apr 17, 2014