Gezim is from a village that has only bumpy roads with no asphalt. Special vehicles are required to get to the village. “I knew that it would take a long time for the community to invest in such things. Knowing that the climate was appropriate for livestock, I was determined to start such activity some years back upon my return from immigration. And I was not wrong. The business has being going well and I am sure that the more time and effort I invest in it, the more income I can generate,“ Gezim said.
The loan he is requesting is to repair his run-down family home.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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