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Rexhep is married and has seven children. They live in a village up in the mountains in south-central Albania where the cold is very bitter.

This is the second loan that he is requesting from the same institution; the first one that was paid on time, was long ago and used for business purposes. Rexhep has been operating an agricultural business for the past 18 years. The loan he is applying for this time is to repair their family home. “Living under such conditions, has become unbearable," Rexhep said. “It is way too cold and living like this is painful,” he added showing around the premises. “I would very much appreciate any financial help I would possibly get from lenders,” was his last statement when he was interviewed.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 14
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 104.8
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Rexhep to repair their run-down family home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 24, 2013
Currency Exchange Loss:
Jun 17, 2014