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Pheng's Group
In this Group: Pheng, Hong
Pheng, age 49, is the leader of this group of two borrowers living in a rural village in Kampong Cham province’s Ponhea Krek district. She and her husband have seven children, four of whom are still dependent on her and one of whom is still in school. Pheng and her husband earn a living through farming rice on two and a half hectares of farmland and growing cassava on two hectares of farmland. They have earned an income through this activity for 28 years. The current business earns Pheng about 29,000 KHR per day and she manages to save about 9,000 KHR each day for the family's future needs.

Pheng is requesting her second microloan with VisionFund. She and her fellow borrower are requesting a loan of 1,000,000 KHR each. Pheng is going to use her loan funds to pay for labor fees for harvesting her rice and will use a portion of it to buy fertilizer for her cassava planting. She hopes to increase more crop yield from her plantation business, improve her standard of living, and keep her child in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 149
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • 3,983.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pheng's Group's $525 loan helped a member to pay labor fees for harvesting rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 26, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014