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Melinda is 45 years old and married with four children. With three of her children currently in school, Melinda works very hard to provide for them.

Melinda runs a general store in the Philippines and requested a PHP 12,500 loan through NWTF to buy more stocks to sell like shampoo, soft drinks, spices, milk, etc.

Melinda has been in this business for two years.

In the future, Melinda would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 457
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Melinda to buy more stocks to sell like shampoo, soft drinks, spices, milk, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 23, 2013
Currency Exchange Loss:
Aug 17, 2013