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Jusufjon is a young man, married, with three children. He manufactures modular bricks and also sells coal. In the wintertime the demand for coal is high, and he earns a good income from his business. Jusufjon is very energetic, and always tries to find work and earn a living. He has many dreams: for example, he would really like for his children to receive a college education. He would like to renovate his house, which has not been renovated for many years, and live in decent conditions. In order to realize these plans, he works a lot. At present he has many customers buying coal. Jusufjon would like to stock up coal but lacks financial means, which is why he turned to Arvand for financial support. He plans to use his loan to buy several tons of coal and hopes to have a good profit after selling it. He very much hopes for support from Arvand and thanks you in advance.
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Юсуфчон молодой мужчина, женат и имеет троих детей. Занимается производством блочных кирпичей а также продает уголь. Зимой очень много спроса на уголь и он получает очень хороший доход от этого бизнеса. Юсуфчон очень энергичный мужчина и всегда старается работать и зарабатывать на жизнь. Он о многом мечтает, например очень хочет чтобы его дети учились в ВУЗ-ах, хочет отремонтировать свой дом,который не ремонтировался уже много лет,хочет жить в нормальных условиях, и для того чтобы осуществить эти планы он очень много работает.
Сейчас у него очень много клиентов, которые покупают у него уголь. Юсуфчон хочет закупить уголь но у него нет достаточно денежных средств, поэтому он обратился в Арванд за финансовой поддержкой.
На полученный кредит Юсуфчон планирует закупить несколько тон угля и надеется после продажи получить хорошую прибыль. Он очень надеется на поддержку от организации Арванд и заранее благодарит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Jusufjon to purchase coal.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 25, 2013
Currency Exchange Loss:
Oct 17, 2013