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Luchando Juntos Group
In this Group: Jose, Juan Ramon, Reyna Isabel
This group is made up of three entrepreneurs. Jose is one of them and he sells tortillas and sour milk and has done this for three years. He will use the money from this loan to buy corn, firewood, salt, renin, cow milk to make the sour milk to sell. He will also buy disposable cups, spoons, etc. Juan sells hot dogs and cigars on foot. Reyna sells natural drinks in one of the capital markets.
View original language description ↓
Es un grupo formado por tres socios emprendedores uno de ellos es Jose que se dedica a vender tortillas y leche agria desde hace tres años consecutivos, el crédito lo invertirá en la compra de maíz, leñas, cal, acopio de leche de vaca para hacer la leche agria y comercializarla, también comprara vasos descartables, cucharas descartables etc. Juan vende hotdog y cigarrillos de manera ambulante y Reyna vende refresco natural ambulante en uno de los mercados de la capital.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,402,175
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Luchando Juntos Group's $750 loan helped a member to buy supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Mar 1, 2013
Currency Exchange Loss:
Jun 17, 2013