A loan of $3,600 helped a member to improve her work conditions by renewing her work area.

Sarah's Group's story

Sarah is a 42 year-old Iraqi woman. She is married and the mother of two children. With limited career options due to cultural restrictions and domestic constraints, Sarah is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Sarah has five years experience with the small, home based sewing and tailoring business activity, making custom order dresses and other small fabric household items. She would like to improve her work conditions by renewing her work area that needs some renovation in order to be more pleasant. To be able to pay for the work she took a loan from Kiva partner Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Sarah , Vian , Bahia

Loan details

Lenders and lending teams

Loan details