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Gulzat is forty-four, unmarried, and has one grown daughter. As the family's breadwinner, she began earning her living in livestock. After starting out with 20,000KGS in 2005, the farm now brings in nearly 12,000KGS per month from milk products and resale of livestock. Thanks to her own tenacity, Gulzat's farm is well-developed. She has turned to Bai Tushum for a loan of 60,000KGS so she can further develop the business by purchasing feed for her sheep. She plans to put money into growing the business by getting more head of livestock. Her future plans include building a house.
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Гулзат 44 года, не замужем.У Гульзат одна взрослая дочь. В качестве источника дохода для семьи, Гулзат начала заниматься животноводством. Начатое с 20,000 сом (KGS) в 2005 году, хозяйство на сегодня приносит около 12,000 сом (KGS) в месяц от продажи молочных продуктов и перепродажи скота. Благодаря упорному труду Гулзат, имеет очень развитое хозяйство. В целях дальнейшего развития своего бизнеса, Гулзат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку кормов для овец. Доходы Гулзат планирует вложить в дальнейшее увеличение бизнеса за счет увеличения поголовья скота. В её планах в будущем построить дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Gulzat to purchase fodder.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 25, 2013
Currency Exchange Loss:
Aug 17, 2014