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Mohruza is 32 years old. She is a very hard-working and honest woman. This wonderful woman's life has been difficult after her husband died and she was left with 2 underaged children and no one to provide for the family. With her husband gone, Mohruza has no one to rely on, and so she has decided to start her own business of sewing women's clothing. She has always been a good seamstress, but has never used her skills for profit.

In order to launch her business, Mohruza took the course "Succeed", organized by the Association of Business Women, and received her graduation certificate. She learned a lot in the course and is now certain that she can establish her own enterprise. She plans to use her income to provide nutritious food and good education to her children. Mohruza is requesting a loan of 500 somoni to purchase fabrics and other supplies in order to start her business. She is counting on your kindness.
View original language description ↓
Мохрузе 32 года. Она очень трудолюбивая и честная женщина. Судьба у этой прекрасной женщины очень трудная, так как ее муж умер, и она осталась без кормильца с 2 не совершеннолетними детьми. После смерти мужа ей не на кого надеется и поэтому она решила организовать свой бизнес, шитьем женской одежды. Мохруза с ранних лет шила женскую одежду, но не использовала свое ремесло в сфере бизнеса.
С целью организовать свой бизнес она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. От данного курса она обучилась многому, и теперь она уверена в себе, что может создать свой бизнес. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 500 сомони для покупки тканей и других средств, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $31,077,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Mohruza to buy fabrics and other supplies for starting her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 25, 2013
Currency Exchange Loss:
Aug 17, 2013