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Bendiara Group
In this Group: Amsétou, Emilienne 2°Jumelle, Oumou, Mariam, Kalidjata

Update on Bendiara Group

Mrs. Hamsetou is the leader of the BENDIARA group. She is married with four children aged 15 to 24 who all go to school. She is supporting seven people.

Mrs. Hamsetou has been selling mobile phone recharge cards and running a secretarial service business (data entry, photocopy) for the past 12 years. She buys her supplies from resellers at the big market. Her customers are men and women.

Mrs. Hamsetou wishes to stock up on office supplies (six reams of paper, eight cartons of folders, and five boxes of Bic pens).

She adds her profits to her savings. She plans to bolster her activity and hire more staff, and to help her husband with the household expenses.
Mme HAMSETOU représente le groupe BENDIARA. Mariée, elle est mère de 04 enfants. Le plus âgé a 24ans et le moins âgé 15ans. 04 vont à l’école et a 07 Personnes à sa charge.

Mme vend des cartes de recharges, gère un secrétariat public (saisie, photocopie) depuis 12ans. Elle s’approvisionne avec les revendeurs et au grand marché. Ses clients sont les hommes et femmes.

Mme veut s’acheter des fournitures de bureau (06 rames de papier, 08 lots de chemises et 05 botes de Bic).

Elle épargne ses bénéfices. Elle ambitionne améliorer son activité, employer plus de personnel et aider son mari dans les charges de la famille.

Previous Loan Details

Kalidjata is in charge of the Bendiara group. She is married, and a mother to four children. The oldest of her children is 23, while the youngest is 14 years of age. They all go to school, and she has seven people under her care. Kalidjata has managed a business offering secretarial services (... More from Bendiara Group's previous loan »

Additional Information

About Micro Start/AFD

This loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.

Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burkina Faso

  • $1,500
    Average annual income
  • 15
    View loans »
    Burkina Faso Loans Fundraising
  • $2,389,100
    Funds lent in using Kiva
  • 492.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bendiara Group's $1,475 loan helped a member to buy office supplies including six reams of paper, eight cartons of folders, and five boxes of Bic pens.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Jan 23, 2013
Currency Exchange Loss:
Jun 17, 2013
This photo was used before for a previous loan for Bendiara Group. It was first posted on Kiva on Sep, 2012. Learn More