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Mr. Usman is a 34-year-old man. He owns a cosmetic shop in the area of Lahore, Pakistan, which is a successful business. He sells a variety of products including makeup kits, powders, creams, shampoos, soaps, and perfumes in his shop.

Presently he is interested in purchasing a variety of cosmetic products to sell. For that he has requested a loan from Kiva's partner BRAC Pakistan. With the loan amount he will be purchasing powder, shampoos, soap, perfumes, lipsticks and henna. This will help him to increase his business and offer a variety of products to his clients. He is grateful to all the staff at Kiva.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped M.usman to purchase a variety of cosmetic products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Jan 23, 2013
Currency Exchange Loss:
Feb 17, 2014