Maria Isabel is 52 years old and lives with her children. She raises corn and has been farming for many years. This has given her much experience and she is able to obtain better harvests. The farmland is in a very agricultural zone near her home and she sells her harvest in the surrounding community. She is very well known for her friendliness and for having a trusted product. People prefer to buy from her because her products are of good quality at good prices and she gives excellent service. Maria is an active woman with a great desire to get ahead and she likes to work hard until she gets what she wants. She had some losses during the previous season and she wants to recover, so she requested a loan through INTEGRAL so she could buy corn seed, compost, insecticide, herbicide, etc. Maria Isabel has good payment references and is very responsible. She is certain that she will be able to get out of debt and provide a better quality of life for her family.
María Isabel de cincuenta y dos años de edad vive junto a sus hijos; ella se dedica al cultivo de maíz, tiene muchos años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, el terreno de cultivo esta ubicado en una zona de incidencia agrícola que es muy accesible a la carretera, comercia en todos los alrededores de la comunidad, es muy conocida por su gran amabilidad y por su producto confiable, la gente la prefiere porque todo es de calidad, a precio accesible y con un excelente servicio; María es una mujer activa, con muchas ganas de salir adelante, le gusta luchar por lo que desea y trabaja duro hasta lograrlo; en la temporada pasada tuvieron un gran margen de perdida, pero en esta cosecha decidió recuperarse, por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, abono, insecticida, herbicida, etc. María Isabel tiene buenas referencias de pago y es muy responsable, asegura que cancelara la deuda en el periodo establecido y a la vez le dará a su familia una mejor calidad de vida.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.