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Nataliya is a resident of the city of Qurgan-Tube. She is 57 years old, divorced, and the mother of one child. She currently lives alone. She has a college degree and has worked as an accountant for more than 20 years.

Nataliya wants to get involved in business. She is requesting a loan for the purchase of home products, particularly kitchen utensils. She plans to combine her work as an accountant with her new business. With her loan, she will rent a retail outlet at the market and also purchase some merchandise. Her sister, who as some experience in commerce, will help her with the business.
View original language description ↓
Наталия жительница города Кургантюбе. Ей 57 лет. Она разведена. У нее один ребенок. Наталия живет одна. Она имеет высшее образование. Наталия более двадцати лет работает бухгалтером.
Наталия хочет заняться бизнесом. Она просит кредит для приобретения хозяйственных товаров, в основном посуды. Наталия намерена совмещать работу бухгалтера и торговлю. На полученный заем она возьмет в аренду торговую точку на рынке, а также она приобретет товар. В торговле ей будет помогать ее сестра, которая в этой области имеет небольшой опыт.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nataliya to rent a retail outlet and buy merchandise (kitchen utensils).
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 24, 2013
Currency Exchange Loss:
Mar 17, 2014