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Phyroth's Group
In this Group: Phyroth, Sarun, Yun, Sreytouch, Ny
Phyroth is an elderly man of 50. He is married and has four daughters, all of whom are currently going to school. He and his family live in a rural village of the Sa Ang district in Cambodia's Kandal province. Phyroth is in an agricultural business, farming rice on 3.5 hectares of farmland. Having been in the rice-growing business for more than 20 years, he is able to earn around 10,000 KHR per day and save approximately 4,000 KHR after offsetting the daily cost of living. Phyroth is leading a loan group of five members, who are all first-time borrowers with VisionFund (Kiva’s partner; all them are taking out loans in amount of 160,000 KHR each. As a group representative, Phyroth will utilize his loan portion to build a latrine. Phyroth would be so satisfied that, via the help of the requested loan portion, he can create a healthier environment in which his family can live as well as avoid using unsanitary practices.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s initiative to expand access to clean water and/or sanitation to poor rural households.

Water filter loans provide poor households with clean, safe drinking water without requiring it to be boiled over wood fires. This protects borrowers’ health and Cambodia’s precious forests. Today, many rural Cambodians depend on rainwater, boreholes and surface water -- none of which are regarded as safe sources of fresh water. Walter filters provide a safer, easier and more economic alternative. VisionFund Cambodia is partnering with Hydrologic Social Enterprise to get water filters to families who need them most.

Latrine loans help households build standard, housed latrines for improved sanitation. In rural Cambodia, sanitation poses a major challenge for those who cannot afford to construct a household latrine. Every year, thousands of children die and many others fail to thrive due to dehydration, poor immunity and malnutrition caused by diarrhea and poor sanitation. VisionFund Cambodia is offering credit to change this picture.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 95
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • 3,996.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phyroth's Group's $225 loan helped a member to build a latrine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 28, 2013
Currency Exchange Loss:
Jan 18, 2014