A loan of $1,700 helped purchase more cattle.


Nazgul's story

Nazgul is 36 years old, married, and she and her husband have three children. In 2007, Nazgul and her husband used 10,000 KGS to start farming to supplement their income. Because of her hard work, Nazgul now has two cows, ten sheep, one horse, and 2.4 hectares of arable land on her farm. The farm's monthly income from crops and livestock is about 7,500 KGS. In order to further expand her business, Nazgul turned to Bai-Tushum and Partners for a loan of 80,000 KGS to buy one cow and tractor parts. The tractor must be ready for the spring plowing. Nazgul plans to invest the income from the loan into expanding her business by buying more cattle and into improving the family's standard of living. Nazgul's primary goal is to raise her children and give them a good education.

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Translated from Russian by Kiva volunteer Melissa Kniazeva



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