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Carlos is 52 years old. He lives his own home with his life partner, Ester, and their children. He owns an electronic repair shop for televisions, radios, irons, etc. He has been at this business for a number of years, which has given him a lot of experience in sales and allows hime to make more money amd offer his services from his home. He already has a strong customer base that prefers his quality, good prices and excellent service.

Carlos is an active man, dedicated to his work and honest. Above all, he is a fighter. For Carlos, it is critical to never give up, even when faced with adversity, since sooner or later the doors to success will open.

Last week demand increased so he would like to invest more money. He has therefore asked INTEGRAL for a loan, which will allow him to buy parts for televisions, tape recorders, irons, tools, etc. Carlos has good loan references and an impecable ethic, which ensures that he will be able to pay off the debt on time and at the same time have confidence that he will give his family a full life.
View original language description ↓
Carlos de cincuenta y dos años de edad vive junto a su compañera de vida Ester y sus hijos en casa propia; él posee un taller de electrónica donde repara, televisores, radios, planchas, entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, presta el servicio desde su vivienda y ya tiene mucha clientela pues las personas lo prefieren por la calidad, los buenos precios y el servicio excelente; Carlos es un hombre activo, dedicado a su labor, honesto y sobre todo luchador, para él lo mas impórtate es nunca rendirse aunque existan adversidades pues tarde o temprano siempre se abren las puertas al éxito, en la ultima semana aumento la demanda y desea realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar repuestos de telvison, grabadoras, plancha, herramienta etc. Carlos tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carlos parts for televisions, recorders, irons and tools.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Jan 22, 2013
Currency Exchange Loss:
Jan 17, 2015