A loan of $200 helped to buy grocery items, toiletries and beverages to re-sell in her store.


Teresita's story

This is Teresita, a 54-year old mother, and a resident of Taguig, Philippines. She is married to Roberto, a driver. She and her husband manage their household while operating the business. She is working hard to continually provide income for their everyday expenses. Teresita operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, 5 PHP-worth of cooking oil, or an egg. She makes a profit by getting supplies at wholesale prices and selling by piece. Her regular customers are her neighbors and the local community. She makes a minimum of 500 PHP in sales every day. She is requesting a loan of 8,000 PHP to help her in the operation of her business. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects an expansion in her business income as she enlarges her business. Teresita hopes that her business will grow and expand. She faithfully meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and the Word of God she studies. All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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