A loan of $1,100 helped to replant banana trees.

Jose Ignacio's story

José, 22, is a single young man who, following the customs and traditions of his community, finished primary school. He has two children, whom he visits with some frequency. He lives in the house of some relatives in Santo Domingo Canton in the province of Santo Domingo de los Tsáchilas.

Santo Domingo connects the mountain and coastal regions of Ecuador. It's a city that has become a commercial crossroads with several developing sectors. As proof of this, there are many enterprising families here who started out with small businesses a few years ago and now are micro-business owners who generate employment. Studies show that all the businesses for the most part started out empirically and have been well-received by tourists, businessmen, and travelers who go from one region to the other. In addition, this is the country’s third most populous city.

José lives in Puerto Limón Parish in this canton, an area that was inhabited by a Tsáchila community and has several tourist attractions. In addition, the vast majority of residents in this parish make a living in agriculture and livestock.

José makes a living growing cacao and green plantains, which he learned from his parents at a young age and started doing eight years ago when he started growing and selling his fruit. José is a consummate farmer. He works every day and has an untiring and inexhaustible energy for work.

His big obstacle is that, for his business to grow, he had difficulty getting loans from financial institutions because he still hasn't gotten the papers that guarantee the farm he owns, which is within a Tsáchila community so he has had problems. Nevertheless, he has not succumbed to weather, economic, and social harshness.

This is why he needs a loan to be able to replant his green plantain crops, which is highly valued in the area for sale in the market because the housewives prepare it cooked, fried, in pastry, or in many other forms that please the national and international palate.

José's grateful to Fundación Alternativa for their confidence in him, because this is the second time they have given him a loan. This shows that José is also a client who makes his payments on time.

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Translated from Spanish by Kiva volunteer Catharine Wall

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