A loan of $1,200 helped to buy groceries, housewares, and Avon cosmetics.


Martha Yicenia's story

The communal bank "San Pedro de Pueblo" meets every 15 days in Pueblo Nuevo parish in the canton of Santa Ana. This is a place where the people are honest, and they mainly work in agriculture and animal husbandry. It is a place with beautiful countrysides and friendly people.

This is where Martha, 60, lives. She is married and has 4 children. Three of her children are adults, and the youngest is 17 years old, studies at a local school, and still lives with her. Martha's husband is a merchant.

For a number of years now, Martha and her husband have had a small grocery store that is set up in their house. In this store, they sell all types of groceries, and they also sell clothing, housewares, and Avon products (perfumes, creams, accessories, and other products). Martha tends to the store, and 2 or 3 times a week she goes out to sell her Avon products and clothing. She also travels to the countryside to places where she has a good customer base. She sells her products on credit and collects every 8 days. While Martha goes out to sell, her husband is in charge of tending to the store. They've had the store for more than 10 years, and with it they have been able to get ahead.

This loan will be used to buy groceries for the store, housewares, and Avon cosmetics. Martha has been with her communal bank for 2 years, and she likes it because of the benefits and the support that the institution provides her.

Martha's dream is to continue to grow her business.

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Translated from Spanish by Kiva volunteer Lisa Grobar


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