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Elena is 55 years old and lives with her husband is a home of her own. She sells mani candy and cooking chocolate and has been doing this for several years. This has provided her with lots of experience that has allowed her to obtain better earnings. She sells from her home and on foot and has many customers who prefer to buy from her because she sells quality products at good prices and her service is unequalled. Elena is an active woman, dedicated to her work and is very hard working. Every day she works to try to achieve her dreams. She knows that she will only be able to reach them with love and steady work. Her customer demand has increased in recent weeks and she wants to recover, so she is asking for a loan through INTEGRAL that will allow her to buy mani, chocolate, sugar, etc. Elena has good payment references, is very responsible, and is certain that she will be able to get out of debt. She is also confident that she will be able to provide a better life for her family with all the benefits they deserve.
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Elena de cincuenta y cinco años de edad vive junto a su compañero de vida en casa propia ; ella se dedica a la venta de dulce de mani y chocolate para cocer, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, comercia desde su hogar y en forma ambulante se ha hecho de mucha clientela pues las personas la prefieren porque todo lo que vende es de primera calidad y a precios accesibles además del servicio inigualable siempre a la orden de los clientes; Elena es una mujer activa, dedicada a su labor y muy luchadora todos los días se esfuerza por tratar de cumplir sus sueños, sabe que solo con constancia y amor al trabajo podrá alcanzar ese éxito, en las ultimas semanas aumento la demanda del producto y quiere recuperarse por eso le solicita a INTEGRAL un crédito que le permita comprar materia prima mani, chocolate, azúcar, etc. Elena tiene buenas referencias de pago, es muy responsable asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida mejor con todos los beneficios que se merecen.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Elena to buy supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Jan 22, 2013
Currency Exchange Loss:
May 18, 2014