A loan of $750 helped to buy merchandise.


Erika Viviana's story

The “9 De Julio” communal bank meets every two weeks in Montecristi, known for its rich pre-colonial culture and arts, known nationally and internationally. This is the place of the famous straw hats. Erika lives here. She is 20 years old, is in a common law marriage, and has a one year old son. Her husband works at a factory in Manta. She is a good mother and wife who sells shoes via catalog. She also sells Esika, Lebe, and Sayson brand products (perfumes, creams, costume jewelry, and other things) door to door. She travels around the city three days a week, shows her catalogs, takes orders, and then delivers on credit and collects each week. She’s been doing this for two years and things are going very well for her. She will use the money from this loan to buy shoes, creams, perfumes, and other cosmetics. This is her second cycle in the communal bank. She likes it because of the quick loans with few requirements. Her dream is to give a better life to her son

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Translated from Spanish by Kiva volunteer Hugo Reyes


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